Terms of Service

1. Acceptance of Terms

By creating an account, submitting information through a lead form, or otherwise using the Service, you confirm that you have read, understood, and agree to be bound by these Terms and any referenced policies, including our Privacy Policy. If you do not agree, you must discontinue use of the Service immediately.

2. Description of Service

Smallmoves provides informational tools and modelling outputs related to income variability and risk profiling for freelancers and independent consultants. The Service is provided for general informational purposes only and does not constitute financial, legal, tax, or investment advice. Any decisions made based on outputs from the Service are made at your own discretion and risk.

3. Eligibility

You must be at least 18 years of age and capable of entering into a legally binding agreement to use the Service. By using the Service, you represent and warrant that you meet these requirements.

4. Account Responsibilities

Where account creation or submission of personal information is required, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of any credentials associated with your use of the Service and for all activities that occur under your account.

5. Acceptable Use

You agree not to misuse the Service, including but not limited to: attempting unauthorized access to systems or data; interfering with the normal operation of the Service; reverse-engineering or copying proprietary functionality; or using the Service for unlawful purposes. Smallmoves reserves the right to suspend or terminate access for any user found to be in violation of this section.

6. Intellectual Property

All content, design elements, methodology descriptions, trademarks, and materials associated with the Service are the property of Smallmoves or its licensors, unless otherwise stated. No part of the Service may be reproduced, distributed, or used for commercial purposes without prior written consent.

7. No Professional Advice

Nothing provided through the Service should be construed as professional financial, legal, accounting, or tax advice. You should consult a qualified professional before making decisions based on any output, metric, or recommendation generated by the Service.

8. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Smallmoves does not warrant that the Service will be uninterrupted, error-free, or secure.

9. Limitation of Liability

To the fullest extent permitted by applicable law, Smallmoves, its affiliates, officers, and employees shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.

10. Indemnification

You agree to indemnify and hold harmless Smallmoves and its affiliates from any claims, damages, losses, liabilities, and expenses arising out of your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

11. Third-Party Links and Services

The Service may contain links to third-party websites or integrate with third-party tools. Smallmoves does not endorse and is not responsible for the content, accuracy, or practices of any third-party resource linked from or referenced within the Service.

12. Modifications to the Service and Terms

Smallmoves reserves the right to modify, suspend, or discontinue any aspect of the Service at any time without notice. These Terms may be updated periodically, and continued use of the Service following any changes constitutes acceptance of the revised Terms.

13. Termination

Smallmoves may suspend or terminate your access to the Service at its discretion, with or without cause, including for violation of these Terms. Upon termination, your right to use the Service will immediately cease.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Smallmoves operates, without regard to conflict-of-law principles. This section should be reviewed and updated to reflect the specific jurisdiction relevant to your business.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

16. Contact

Questions regarding these Terms may be directed through the contact details provided on this website.